EU AI Act Article 27 — Fundamental rights impact assessment for high-risk AI systems
Public-law bodies, private entities providing public services, and deployers of creditworthiness or life/health-insurance AI must complete a fundamental rights impact assessment before first use of a high-risk AI system and notify its results to the market surveillance authority
Where this comes from
Provision: Article 27 — Fundamental rights impact assessment for high-risk AI systems
Instrument: EU Artificial Intelligence Act (Regulation (EU) 2024/1689)
Citation: Article 27, Regulation (EU) 2024/1689
Text version: Regulation (EU) 2024/1689 (AI Act), OJ L, 12.7.2024
Checked against the source: 2 September 2026
Who it applies to
High-risk AI deployer in scope — all of these:
- Service deploys AI systems in a professional capacity
- AI Act role is Deployer or we provide some AI systems and deploy others
Annex III high-risk area, excluding point 2 (Art. 6(2)) — any one of these:
- Annex III high-risk areas includes Biometrics
- Annex III high-risk areas includes Education and vocational training
- Annex III high-risk areas includes Employment and worker management
- Annex III high-risk areas includes Essential public services
- Annex III high-risk areas includes Creditworthiness
- Annex III high-risk areas includes Insurance
- Annex III high-risk areas includes Law enforcement
- Annex III high-risk areas includes Migration, asylum and border control
- Annex III high-risk areas includes Administration of justice and democratic processes
Art. 27(1) deployer class or Annex III pt 5(b)/(c) use — any one of these:
- Deployer body type is A body governed by public law or A private entity providing a public service
- Annex III high-risk areas includes Creditworthiness
- Annex III high-risk areas includes Insurance
…unless:
- AI Act scope exclusion is used exclusively for military, defence or national-security purposes or developed and used solely for scientific research and development
- Art. 2(3): the Regulation 'does not apply to AI systems where and in so far as they are placed on the market, put into service, or used with or without modification exclusively for military, defence or national security purposes'. (AI Act Art. 2(3))
- Art. 2(6): the Regulation 'does not apply to AI systems or AI models, including their output, specifically developed and put into service for the sole purpose of scientific research and development'. (AI Act Art. 2(6))
- Art. 6(3): an Annex III system is NOT high-risk where it does not pose a significant risk of harm to health, safety or fundamental rights, including by not materially influencing the outcome of decision making — which applies where the system (a) performs... (AI Act Art. 6(3))
- Art. 27(1) applies to high-risk systems under Art. 6(2) 'with the exception of high-risk AI systems intended to be used in the area listed in point 2 of Annex III' (critical infrastructure). (AI Act Art. 27(1))
- Art. 27(4): where any of the Art. 27(1) obligations is 'already met through the data protection impact assessment conducted pursuant to Article 35 of Regulation (EU) 2016/679', the FRIA shall complement that DPIA. (AI Act Art. 27(4))
Scope in the source's own terms
- Art. 2(1): the AI system is placed on the market or put into service in the Union, or the provider/deployer is established in the Union, or the output produced by the system is used in the Union
- Art. 6(2): the AI system falls within an area listed in Annex III and is therefore high-risk, no documented Art. 6(3) derogation applying (and it is ALWAYS high-risk where it performs profiling of natural persons)
- Art. 26(1), read with Art. 3(4): the actor is a 'deployer' — a natural or legal person using an AI system under its authority, other than in the course of a personal non-professional activity
- Art. 27(1): the deployer is a body governed by public law or a private entity providing public services, OR deploys an Annex III point 5(b) (creditworthiness / credit scoring) or 5(c) (risk assessment and pricing in life and health insurance) system.
What engineering work it implies
- FRIA / DPIA Assessment ScaffoldCovers it fully
An assessment record carrying the Article 27(1)(a)-(f) headings and the WP248 DPIA sections in one artefact, stored with the project and linked to the evidence that...
Sample acceptance criteria Landfall generates for this obligation:
- (a) The deployer processes the system will be used in, in line with its intended purpose, are described
- (b) The period of time and the frequency of intended use are stated — "ongoing" is not a period
- (c) The categories of natural persons and groups likely to be affected in this specific context are named
- (d) The specific risks of harm to those categories are recorded, built on the Art. 13(3)(b) information from the provider
- (e) The human-oversight measures are described as implemented, per the instructions for use
Evidence an auditor expects
- Assessment documentDocument reviewReviewed Art. 27(2): updated where the deployer considers any element has changed or is no longer up to date
Fundamental rights impact assessment record covering the six elements of Art. 27(1)
A completed assessment, performed PRIOR to deployment, containing: (a) a description of the deployer's processes in which the system will be used in line with its intended purpose; (b) the period and frequency of intended use; (c) the categories of natural persons and groups likely to be affected in the specific context; (d) the specific risks of harm to those categories, taking into account the information given by the provider under Art. 13; (e) a description of the implementation of human oversight measures according to the instructions for use; and (f) the measures to be taken if those risks materialise, including internal governance arrangements and complaint mechanisms
- Process recordDocument review
Notification of the FRIA results to the market surveillance authority (Art. 27(3))
Evidence of the notification and the filled-out template referred to in Art. 27(5), with the date sent and the authority notified. Art. 27(5) leaves the template to the AI Office — use the published template, do not substitute a local form
- Assessment documentDocument reviewRecommended
Cross-reference to the GDPR Art. 35 DPIA where one exists (Art. 27(4))
Mapping showing which Art. 27(1) elements are already met through the DPIA conducted under GDPR Art. 35, so the FRIA complements rather than duplicates it — and, conversely, which fundamental-rights elements the DPIA does not reach
Questions people ask
- Does EU AI Act Article 27 — Fundamental rights impact assessment for high-risk AI… apply to my service?
- It applies when Service deploys AI systems in a professional capacity; AI Act role is Deployer or we provide some AI systems and deploy others; and at least one of: Annex III high-risk areas includes Biometrics; Annex III high-risk areas includes Education and vocational training; Annex III high-risk areas includes Employment and worker management; Annex III high-risk areas includes Essential public services; Annex III high-risk areas includes Creditworthiness; Annex III high-risk areas includes Insurance; Annex III high-risk areas includes Law enforcement; Annex III high-risk areas includes Migration, asylum and border control; Annex III high-risk areas includes Administration of justice and democratic processes; and at least one of: Deployer body type is A body governed by public law or A private entity providing a public service; Annex III high-risk areas includes Creditworthiness; Annex III high-risk areas includes Insurance. It does not apply where AI Act scope exclusion is used exclusively for military, defence or national-security purposes or developed and used solely for scientific research and development.
- When does this become enforceable?
- EU AI Act Article 27 — Fundamental rights impact assessment for high-risk AI… is enforceable from 2 August 2026. Its current status is: in force.
- What evidence does an auditor expect?
- Fundamental rights impact assessment record covering the six elements of Art. 27(1); Notification of the FRIA results to the market surveillance authority (Art. 27(3)); Cross-reference to the GDPR Art. 35 DPIA where one exists (Art. 27(4)).
Find out whether this one lands on you
Landfall's pre-scan answers the applicability question above for your product in minutes, then turns every obligation that applies into traceable engineering tickets with a citation chain your auditors can follow.
Not legal advice. Landfall maps regulatory obligations to engineering work for planning purposes. Its verdicts are not legal advice and create no attorney-client relationship — verify with qualified counsel before relying on them.